The FIRE Blog
Plain-English guides to financial independence and retiring early — the math, the strategies, and the traps, without the jargon.
What Is Coast FIRE?
The point where you can stop saving and let compounding finish the job. How it works, the formula, a worked example, and the return assumption that changes everything.
Is the 4% Rule Still Safe in 2026?
It was built on 30-year retirements. If you're retiring early, here's what "safe" really means, why your time horizon changes the math, and what to use instead.